15540 ZIP Code — Fort Hill, PA

Somerset County, Pennsylvania

ZIP code 15540 is located in Fort Hill, Pennsylvania, within Somerset County. It covers approximately 43.00 square miles and serves a population of 361 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 814.

About ZIP code 15540

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $166,300. Owner-occupancy is high at 89%, well above the national average.

Median household income is $66,466. The poverty rate of 6% is below the national average. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 15540 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

361

population

43.00

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

15540 ZIP code map

Cities in ZIP code 15540

Below are the cities the US Postal Service accepts for ZIP code 15540. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Hill	Preferred

Nearby ZIP codes

15424 Confluence (5.4 mi) 15411 Addison (6.3 mi) 15551 Markleton (6.9 mi) 15562 Springs (7.1 mi) 15557 Rockwood (8.6 mi) 15558 Salisbury (8.7 mi) 15542 Garrett (9.9 mi) 21520 Accident (11 mi) 21536 Grantsville (11.4 mi) 15459 Markleysburg (11.6 mi) 15552 Meyersdale (12.6 mi) 21531 Friendsville (13.5 mi)

Demographics updated 05/2026

Population
Total population	361
Population density	8 / sq mi
State FIPS	42
County FIPS	111

Geography
Land area	43.00 sq mi
Water area	0.60 sq mi
Latitude	39.7915
Longitude	-79.2408
Timezone	Eastern (ET)
Area code	814

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.6%	48.8%	39.8%
$50k – $100k	46.5%	33.1%	30.8%
$100k – $200k	9.4%	15.4%	22.4%
Over $200k	5.5%	2.8%	7.1%

Demographics & statistics

361

Population

People per sq mi

50.8

Median age

$66,466

Median household income

$38,256

Per capita income

$166,300

Median home value

Median monthly rent

88.5%

Home ownership

6.0%

Poverty rate

1.3%

Unemployment

359

Housing units

14.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	66	18.3%
18 and over	295	81.7%
65 and over	137	38.0%
Median age	50.8 years

Race & ethnicity

White 92%

Two or more races 5.5%

Asian 2.5%

Group	Count	%
White	332	92%
Two or more races	20	5.5%
Asian	9	2.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.6%	48.8%	39.8%
$50k – $100k	46.5%	33.1%	30.8%
$100k – $200k	9.4%	15.4%	22.4%
Over $200k	5.5%	2.8%	7.1%

Under $10k 3.4%

$15k–$25k 4.7%

$25k–$35k 5.4%

$35k–$50k 8.1%

$50k–$75k 45.3%

$75k–$100k 14.9%

$100k–$150k 10.8%

$200k+ 7.4%

Range	% of households
Under $10k	3.4%
$15k–$25k	4.7%
$25k–$35k	5.4%
$35k–$50k	8.1%
$50k–$75k	45.3%
$75k–$100k	14.9%
$100k–$150k	10.8%
$200k+	7.4%
Median income	$66,466

Housing

Home values

Under $50k 3.8%

$50k–$100k 12.2%

$100k–$150k 27.5%

$150k–$200k 14.5%

$200k–$300k 31.3%

$300k–$500k 8.4%

$500k–$1M 2.3%

Housing overview

Metric	Value
Median home value	$166,300
Median rent / month	$0
Owner occupied	88.5%
Renter occupied	11.5%
Vacant	60.6%
Single-family detached	81.1%
Large apartment buildings	0.0%
Mobile homes	18.9%
Median rooms	5.0
Avg household size (owned)	2.51

Year built

Era	%
2020 or later	0.0%
2010–2019	1.1%
2000–2009	13.8%
1990–1999	16.0%
1980–1989	19.1%
1970–1979	12.0%
1960–1969	10.4%
1950–1959	6.4%
1940–1949	1.3%
1939 or earlier	19.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.6%
2 bedrooms	50.3%
3 bedrooms	30.9%
4 bedrooms	8.0%
5+ bedrooms	5.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	14.2%
2 vehicles	59.5%
3 or more	26.4%

Heating fuel

Fuel type	%
Electricity	8.8%
Propane / LP gas	36.5%
Fuel oil	31.8%
Wood	10.8%
No fuel used	1.4%

Households & families

Household type	Count	%
Married-couple family	96	64.9%
Cohabiting couple	15	10.1%
Male householder, no spouse	25	16.9%
Female householder, no spouse	12	8.1%
Households with children under 18	45	30.4%
Households with seniors (65+)	79	53.4%
Average household size	2.44

Marital status

Status	Male	Female
Never married	23.4%	19.1%
Married	65.3%	66.0%
Separated	0.0%	0.0%
Widowed	0.0%	6.4%
Divorced	11.4%	8.5%

Education

Less than 9th grade 1.4%

Some HS, no diploma 6.2%

HS graduate 33.7%

Some college, no degree 40.5%

Associate's degree 4.1%

Bachelor's degree 9.6%

Graduate / professional 4.5%

Metric	%
HS diploma or higher	92.4%
Bachelor's or higher	14.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	25	55.6%
High school	20	44.4%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 25.9%

Construction 22.8%

Manufacturing 20.3%

Retail trade 13.9%

Public administration 5.1%

Transportation & utilities 3.2%

Arts, food & hospitality 2.5%

Agriculture & mining 1.9%

Professional & management 1.9%

Information 1.3%

Other services 1.3%

Occupation

Category	%
Management, business & arts	35.4%
Service	8.9%
Sales & office	13.9%
Natural resources & construction	12.0%
Production & transportation	29.7%

Employment type

Type	%
Private sector	64.6%
Government	23.4%
Self-employed	9.5%
Unpaid family workers	2.5%

Commute

Method	%
Drive alone	89.9%
Carpool	8.2%
Public transit	0.0%
Walk	0.0%
Work from home	1.9%
Other means	0.0%
Avg commute (minutes)	40.8

Poverty

All people 6.0%

Under 18 years 14.5%

18 and over 4.4%

Married-couple families 5.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	54.7%
Retirement income	40.5%
Supplemental Security	6.1%
Cash public assistance	3.4%
Food stamps / SNAP	8.8%

Health indicators

Condition	%
Obesity	36.0%
High blood pressure	39.8%
High cholesterol	38.2%
Diabetes	13.5%
Heart disease	10.6%
Stroke	4.5%
Asthma	10.1%
Arthritis	34.7%
Kidney disease	3.9%
Pulmonary disease	10.7%
Cancer	8.8%

Behavior / access	%
Smoking	22.4%
Binge drinking	16.9%
No physical activity	29.5%
Less than 7 hrs sleep	36.1%
Depression	21.5%
Fair or poor health	18.9%
Poor mental health	15.2%
Poor physical health	13.5%
No health insurance	11.7%
Visited doctor (checkup)	79.2%
Visited dentist	60.6%
Cholesterol screening	90.3%
Teeth loss	19.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	29	9.8%

Disability	%
Any disability	12.5%
Under 18	9.1%
18–64 years	3.8%
65 and over	24.1%

Health insurance coverage

Type	%
Private insurance	77.0%
Public insurance	58.7%
No insurance	1.7%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	343	95.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	361	100.0%
Born in same state	357	98.9%
Born in different state	289	80.1%
Foreign born	4	1.1%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	32	8.9%
Italian	17	4.7%

Ancestry	Count	%
Arab	14	3.9%
English	4	1.1%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	95.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 15540

What city is ZIP code 15540 in?

ZIP code 15540 is primarily assigned to Fort Hill, Pennsylvania.

What county is ZIP code 15540 in?

ZIP code 15540 falls within Somerset County, Pennsylvania.

Does ZIP code 15540 have an older population?

38% of residents in ZIP code 15540 are 65 or older, above the national average of ~17%.

Does ZIP code 15540 have a large retiree population?

55% of households in ZIP code 15540 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 15540 mostly owner-occupied?

89% of occupied units in ZIP code 15540 are owner-occupied, well above the national average.

How educated is the population of ZIP code 15540?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What timezone is ZIP code 15540 in?

ZIP code 15540 observes the EST timezone.